Are IME Doctors Fair?

How do I prepare for IME?

Checklist for Preparing for Your Independent Medical Examination (IME)Be Appropriately Cleaned, Groomed & Dressed.

Arrive at Least 30 Minutes Early.

Be Familiar with Your Medical History.

Be 100% Honest – Don’t Exaggerate Your Injuries.More items….

What happens when IME doctor disagrees with my doctor?

The IME doctor disagreed with my doctor and my employer stopped paying benefits…can they do that? … Once your employer has an opinion contradicting your treating physician’s opinion, your employer can refuse to pay additional benefits, authorize additional treatment, accommodate your work restrictions, etc.

What happens after an IME exam?

After the IME, the doctor will write a report with his or her conclusions and opinions, particularly in response to the disputed issues or questions raised by the insurance company. You or your lawyer should receive a copy of this report. The results of the IME can have a large impact on your case.

How long does an IME report take?

The IME doctor will prepare a report for the insurance company describing his examination of you, along with his findings and opinions. (Usually it takes 2 weeks and you can request a copy of the report under the FOI).

What is a 5% impairment rating?

Re: 5% Immpariment Rating 0 means you had relatively full recovery with little or no residule affects-comparatively speaking. 5% means you are a lot better off physically then many others who’ve ended up with substantial functional problems.

Can I be forced back to work after an injury?

Unless there is an employment contract, an injured employee whose previous job position isn’t available may have no choice but to find another job. … In most cases, your employer is not required to continue your employment if you can’t return to your former job duties or if there isn’t another suitable job available.

How does OWCP affect retirement?

A period of retirement while receiving OWCP benefits in lieu of annuity payments, if the annuitant is later reemployed in the Federal service and earns title to a new FERS annuity.

What should you not tell a workmans comp doctor?

Avoid These Mistakes With a Worker’s Comp DoctorDelaying medical treatment. … Missing appointments and failing to follow up on treatment. … Not sticking to the facts about your accident. … Not being truthful about your medical history. … Not telling your doctor about your limitations and pain. … Stopping treatment too soon.More items…

Can you sue a workers comp doctor?

California Supreme Court Says Injured Worker Cannot Sue Comp Doctor For Medical Malpractice. … After examining the worker, the treating physician recommends any medical treatment he or she believes is necessary and the employer is given a treatment request to approve or deny.

What does light duty mean?

What is light duty? The term “light duty” has a number of different meanings in the employment setting. Generally, “light duty” refers to temporary or permanent work that is physically or mentally less demanding than normal job duties (EEOC, 1996).

What should you not say in an IME?

What Not to Say to the Independent Medical Examination DoctorDo not ask the physician for a diagnosis. … Do not exaggerate the symptoms of your injuries or occupational illness. … Avoid saying more than you should.

What should I not say to my workers comp adjuster?

Below is a list of tips you should keep in mind during any conversations you might have the insurance adjuster: Never agree to a recorded statement. You are not obligated to provide a recorded statement to the workers’ compensation adjuster and doing so will not do you any favors, so politely decline this request.

What is the purpose of an IME?

The most basic purpose behind an independent medical exam (IME) is to have a non-bias review of a plaintiff’s medical condition as a way to verify that the reported injuries are in fact real, that the injuries as are accurate as to the extent of physical, emotional, or mental damage that the plaintiff claims, and that …

How do I handle a workers comp claim?

Five steps to making a workers’ compensation claimReport your injury to your employer. … Visit your doctor. … Get a ‘Certificate of Capacity’ from your doctor. … Request a workers’ compensation claim form. … Complete and submit your claim form.

Can you record IME?

By law, you are allowed to video or audio tape an IME examination. The doctor CANNOT refuse to allow you to do so. Bring a friend or family member with you to record the exam on a camera, smartphone, or whatever is available.

How do you fight an IME report?

5 Ways You Can Beat a UNUM IME ReportDon’t Exaggerate Your Symptoms. … Build Strong Relationships With Your Treating Doctors. … Assume You’re Under Surveillance Before and After an IME. … Bring a Trustworthy Witness With You. … Consult an Experienced Disability Insurance Lawyer.

Why do workers comp doctors lie?

Because many people worry about a preexisting injury affecting their claim, they may be tempted to lie and say they didn’t have a previous injury. Unfortunately, this can hurt your claim, too. Your doctor can easily find out about your previous accident, especially if they have access to your medical records.

Can an IME Dr make me go back to work?

Unfortunately, yes. While you are not required to return to work, your employer’s workers’ compensation insurance will typically use the findings of the IME report to stop paying benefits, and your employer may use your absence from work as a basis to terminate your employment.

How long does an IME exam take?

between 45 minutes to 60 minutesThe appointment will generally last between 45 minutes to 60 minutes however this may vary depending on the medical specialist and the type of assessment you are required to undergo.

How do you deal with IME doctors?

Even if the IME doctor has been hired by the insurance company or workers’ comp agency, you should still be polite and respectful. Don’t assume the examiner is out to get you. Even if the doctor is less than friendly, responding with hostility can only hurt you. Be honest and don’t exaggerate your symptoms.

Why do employers fight workers comp claims?

Many of the workers’ compensation claim disputes are not actually from the insurance company but the employer. If they doubt the conditions surrounding an incident, they may deny a claim. These reasons may include: They don’t believe the injury was sustained while at work.