Quick Answer: Is Green Dot A Credit Card?

Is Green Dot a credit or debit card?

Registration, online access and mobile number are required to access all features.

Debit cards from Green Dot work just like any other debit card.

You can add funds and use to shop, transfer money, pay bills, withdraw cash from an ATM and receive direct deposits of payroll and government benefits..

What is the limit for a green dot card?

$10,000General Limits on the Use of Your Card. The overall maximum amount of value that can reside on the Card is $10,000. You are not authorized to conduct transactions that in the aggregate exceed $5,000 per calendar day.

What credit card can u get with bad credit?

Best Credit Cards for Bad Credit in 2020Capital One® Secured Mastercard®Indigo® Platinum Mastercard®Destiny™ Mastercard®OpenSky® Secured Visa® Credit Card.Self – Credit Builder Account + Secured Visa® Credit Card.Credit One Bank® Visa® for Rebuilding Credit.Milestone® Gold Mastercard®Fit Mastercard® Credit Card.More items…

How much money should I put down on a secured credit card?

Most secured credit cards require a deposit of $200 to $300. The more you deposit, the higher your credit limit will be and the more flexibility you’ll have in using your card.

Can you take money off a green dot card?

Withdraw cash at thousands of free in-network ATMs nationwide. … The fees for the Green Dot Cash Back Visa® Debit Card include a $9.95 monthly fee, $3.00 withdrawal for out-of-network ATM fees, and an up to $4.95 cash reload fee using the debit card. There is no fee for ATM withdrawals at in-network locations.

How do I talk to someone at Green Dot?

For additional help, scroll to the bottom of the Greendot.com website and click “Get Help” link under contact us. For assistance with common issues, MoneyPak customers can call (866) 795-7969.

Can I get a green dot card at Walmart?

¹ Plus, easily add cash to account with the Green Dot App. ² Get a card at a Walmart near you.

Can you go negative on a green dot card?

If you have no money on your Card or a balance less than the amount of the Monthly Charge, your Card balance will be taken negative when we assess the Monthly Charge. As a courtesy, we will not charge your Card more than an amount equal to two Monthly Charges if you have no money on your Card.

How does Green Dot credit card work?

The Green Dot Platinum Secured Visa works like a regular credit card, but credit lines are equal to the security deposit amounts from $200–$1,000. However, there is a $39 annual fee due before you start using the card that is taken out of your initial credit limit.

Does Green Dot do credit check?

No credit check People may turn to prepaid debit cards if they’re unable or unwilling to open a bank account. If your banking history is preventing you from opening a checking account, you’ll be happy to know that there’s no credit check requirement for the Green Dot Prepaid Mastercard® or Visa®.

Is Green Dot credit card good?

The Green Dot Visa® Secured Credit Card isn’t a great choice for many people. There are other secured credit cards with no annual fee and with more valuable perks, like cash back rewards or checking your FICO® score for free each month.

Can I use a green dot card without registering?

You can use a Green Dot card without registering, but the account will provide limited functionality prior to registration.

Why does Green Dot ask for your social security number?

Green Dot then states “A Social Security Number is required to get a reloadable Personalized Card with ATM access.” Next was space to enter the SSN. … If you do not have a Social Security Number or do not wish to provide it, you can continue with the registration of only your Temporary Card.

How much is a green dot card?

The fees for the Green Dot Prepaid Visa® Card include a $7.95 monthly fee, a $3.00 ATM withdrawal fee, and a $5.95* cash reload fee. However, the monthly fee will be waived if you load $1,000 or more in the previous monthly period. View additional details below.

Can you use a Green Dot credit card to rent a car?

Yes, most car rental companies accept the Green Dot credit card even though it’s a secured credit card. Just make sure you have enough available credit to accommodate the hold the rental agency will put on your card for possible incidental charges.

Is Green Dot a real bank?

Green Dot Bank is an online bank that offers competitive rates through its high-yield savings account and unlimited cash-back rewards via its spending account. In business since 1999, Green Dot is part of the Green Dot Corporation. Customer Service Phone: 866-795-7597.